Antonio Lopes, Nadia Netti

Intermediari finanziari meridionali. Efficienza e contesto ambientale negli anni Novanta

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The article provides an analysis of some features of Italian Credit System. In particular, it focuses on a comparison of efficiency - in terms of costs, revenues and profits - of banks in Northern and Southern Italy using the balance sheet data set ABI from 1994 to 1998. In addition, in order to explain these different efficiency patterns across macro-regions, the authors take into account the impact of some environmental variables which describe macroeconomic conditions and regulation of banking industry.

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