Novella Mancini

The New Regulatory Framework for Payment Services

Are you already subscribed?
Login to check whether this content is already included on your personal or institutional subscription.

Abstract

The Payment Services Directive (PSD) and the Electronic Money Directive 2 (EMD2) have made significant changes in the payment services market: the introduction of new non-bank payment services providers, Payment Institutions (PI), the Electronic Money Institutions (EMI) and public administrations (PPAA), which is accompanied by the introduction of their right to use contracts for management of payment services, payment accounts and give credit to payment account costumers. These changes appear to be significant for the possible implications associated with payment dematerialisation, even more so in the public administration field, for which digitisation is a goal and a need in coming years.

Keywords

  • Payment services
  • electronic money
  • Payment Institutions
  • payment account
  • public administrations
  • payment digitalization

Preview

Article first page

What do you think about the recent suggestion?

Trova nel catalogo di Worldcat