Angela Sorgente, Chiara Rolla, Margherita Lanz

Emerging adults’ financial well-being and financial stress: An intensive longitudinal study to understand relationships and describe change

  • Abstract

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The present study, adopting an intensive longitudinal design, aims to describe (1) the daily change in financial well-being; (2) the relationship between the subdimensions of financial well-being – cognitive, behavioural, social, materialistic, temporal – and the relationship they have with financial stress; (3) the relationship that financial well being and financial stress have with life satisfaction. Measures of financial well-being, financial stress and life satisfaction were administered to 158 Italian young adults (70.3% women) aged between 20 and 30 years (M = 25.09; SD = 2.46) over the course of 14 consecutive days. The descriptive analysis (indices, correlations, graphs) of the collected data made it possible to (1) prove that all dimensions of financial wellbeing have fluctuations from day to day; (2) recognize that financial stress should be considered as a sub-dimension of financial well-being; (3) demonstrate that both financial well-being and financial stress are related to life satisfaction

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